Hypotheekberekenen.nl
About us

Calculate first, talk later

Since 2007 we have helped people see within a few minutes what is financially possible, based on the current rates of 40+ providers. If you want to go further, we put you in touch with an independent adviser near you. Free and without obligation.

Why we exist

Taking out a mortgage is, for most people, the biggest financial decision of their lives. Yet it often starts with a form full of required fields, a conversation you did not ask for and products you do not understand.

We turn it around: calculate first, talk later. Our tools use the same Nibud standards and current rates as advisers. If you then want to know more, we put you in touch with an adviser who is independent of banks and insurers. The calculation and the introduction are free for you. The adviser pays us a fee for the introduction.

A family discusses their mortgage with an independent adviser
2007 Year founded, independent for 19 years
1.4 mln. Calculations made on our site
150+ Independent advisers across the Netherlands
8.6 / 10 Average Kiyoh rating across 178 reviews
What we stand for

Our principles

No vague promises, just what you can concretely expect from us.

01

Truly independent

We have no house bank and no preferred partner. The advisers we suggest are independent and look at the whole market, not the range of a single provider.

  • No house bank, no preference
  • 40+ providers compared
  • Wft-certified advisers
02

Always comparing

Rates and terms vary widely per provider. We put the current figures from 40+ providers side by side, so you can see what is most favourable for you.

  • Current rates from 40+ providers
  • Compared fairly, side by side
  • So you do not overpay
03

Current and correct

Our figures follow the annual Nibud standards and the real rates of Dutch providers. The same data as your future adviser.

  • 2026 Nibud standards
  • Daily refreshed rates
  • Supervised by the AFM
The adviser network

150+ independent advisers across the Netherlands

Behind the tools is a network of independent advisers across the Netherlands. All Wft-certified and members of a recognised professional association.

After your calculation you decide whether you want to continue. If you do, we put you in touch with an adviser near you, usually within one business day.

Local advice An adviser within cycling distance, or at your home.
Wft-certified Every adviser meets the Wft Mortgage Credit standard.
Quick response Usually a reply within one business day.
Across the Netherlands From Groningen to Maastricht, coverage everywhere.
Affiliated adviser Our office (Zaandam)
Coverage of the adviser network in the Netherlands
98% Of postcodes within 30 min of an affiliated adviser
Company details

Where to find us

Office address

Zuiddijk 412
1505 HE Zaandam

Registrations

CoC 61798878
AFM 12048942

150+ independent advisers · nationwide coverage

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