NIBC
NIBC is a Dutch bank that targets the housing market with competitive mortgages. The bank often has more room for entrepreneurs and the self-employed than some major banks.
Who is NIBC?
NIBC was founded in 1945, originally to finance post-war reconstruction, and was long known in full as De Nationale Investeringsbank. Its head office is in The Hague. Since the late 1990s NIBC has also been active on the private mortgage market.
NIBC mortgages
NIBC offers mortgages with various fixed-rate periods, with and without NHG. The bank is known for regularly competitive rates and for flexibility for entrepreneurs and the self-employed, for example in how income is assessed. See also our page on mortgages for entrepreneurs.
Who is NIBC suitable for?
NIBC can be interesting for those who focus on a sharp rate and for entrepreneurs who run into restrictions at a major bank. Whether it is the best choice in your situation shows in a comparison. Calculate your borrowing capacity and discuss the options with an independent adviser.
Frequently asked questions about the nibc
NIBC is known for relatively generous options for entrepreneurs and the self-employed, including in how income is assessed.
Yes, a mortgage with the National Mortgage Guarantee is usually available if you meet the conditions.
That mainly depends on your income and fixed costs. Calculate an estimate with our mortgage calculator.
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