Van Lanschot
Van Lanschot is the oldest independent private bank in the Netherlands and focuses on affluent individuals and entrepreneurs. The bank takes income from wealth or a business into account alongside salary when assessing a mortgage.
Who is Van Lanschot?
Van Lanschot is the oldest independent private bank in the Netherlands and has existed since 1737. The bank focuses on affluent individuals, entrepreneurs and professionals, and alongside wealth management it also offers mortgages, often as part of a broader financial plan.
Van Lanschot mortgages
Van Lanschot offers the common mortgage types, such as the annuity mortgage, the linear mortgage and the interest-only mortgage. What stands out is that the bank can take income from wealth or a business into account alongside a fixed salary. A home with a favourable energy label often qualifies for a rate discount.
Who is Van Lanschot suitable for?
Van Lanschot suits affluent clients and entrepreneurs with a more complex income or wealth situation who value personal guidance. Whether the terms are attractive for you depends on your whole financial picture. First work out your maximum mortgage as a starting point for the conversation.
Frequently asked questions about the van lanschot
Van Lanschot is a private bank and focuses on affluent individuals, entrepreneurs and professionals, for example medical specialists. The mortgage is often part of a broader wealth picture.
No. Besides a fixed salary, Van Lanschot can also take income from wealth or from a business into account. That can create room in a less standard income situation.
Your borrowing room depends on your income, your wealth and your fixed costs. For a first estimate you can use our mortgage calculator; for the options at a private bank, discuss your situation with Van Lanschot or your adviser.
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